Meet Kalpesh Kapadia, Deserve Founder — Bio + How to Reach Out

Last updated: 2025-11-08

Who is Kalpesh Kapadia?

Kalpesh Kapadia is the founder and CEO of Deserve, a fintech company specializing in digital-first, mobile-centric credit card solutions. He has a background in engineering and finance, and has been recognized for his innovative approach to credit scoring and financial inclusion.

Kalpesh Kapadia's Work History

Kalpesh Kapadia has over 25 years of experience in technology and finance, including roles on Wall Street and founding successful fintech ventures. He co-founded Deserve in 2013 to revolutionize credit access for underserved populations, leveraging machine learning and alternative data.

• 2013 - Founder & CEO, Deserve
• 2004 - 2012 - Analyst/Investor, Wall Street (various firms)

Kalpesh Kapadia's Education

Kalpesh holds an MBA from Tepper School of Business at Carnegie Mellon University and an MS in Industrial Engineering and Operations Research from the New Jersey Institute of Technology.

• Carnegie Mellon University - MBA (Unknown - Unknown)
• New Jersey Institute of Technology - MS in Industrial Engineering and Operations Research (Unknown - Unknown)

About Deserve

Deserve is powering the future of fintech through digital-first, mobile-centric, and highly configurable API- and SDK-based credit card solutions. It collaborates with financial institutions, fintechs, and brands to develop innovative credit card programs using machine learning and alternative data.

Deserve Funding

Deserve is a venture-backed fintech company with investors including Visa, Mastercard, Goldman Sachs Asset Management, Sallie Mae, Ally Ventures, Accel, Pelion Venture Partners, Aspect Ventures, and Mission Holdings.

How to Reach Kalpesh Kapadia?

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